Optimum Credit Solutions

Optimum Credit Solutions

Credit Repair Virginia Beach - Get your Finances Back!

At Optimum Credit Solutions, we understand that bad credit can be a major obstacle to achieving your financial goals. Whether it's buying a house, getting a loan, or even finding a job, a poor credit score can limit your options and make it harder to get ahead. That's why we offer the best credit repair services in Virginia Beach, Texas. Our team of credit experts has years of experience in the credit industry and is dedicated to helping you improve your credit score and regain control of your financial future.

Need To Increase your Credit scores?

Get In Touch

Let us know why you’re interested in repairing your credit—so we can be sure to take care of your needs.

Free Credit Assessment

Schedule a free consultation with us, and we’ll come to you if necessary!

Fix Your Credit

We’ll make sure we make a custom game plan that suits your needs the best.

Credit Repair Virginia Beach , Credit Repair Services, Optimum Credit Solutions, credit solutions

Optimum Credit Solutions

Fix Your Credit Scores Fast With Our Proven credit repair!

Credit Repair Virginia Beach is a trusted name in the credit repair industry. With years of experience, Credit Repair Virginia Beach has been successful in restoring thousands of customers’ credit scores. Credit Repair Virginia Beach services are designed to personally assess each situation to utilize the best approach for maximum success.

Credit Repair Virginia Beach employs an effective and proven methodology to maximize their clients’ credit scores by addressing issues such as charged-offs, late payments and lien removals. Credit Repair Virginia Beach will review your reports from each bureau independently and challenge inaccuracies on your behalf.

Credit Testimonials

happy Credit Repair Clients

Jennifer Livingston
Jennifer Livingston
2022-10-19
Optimum Credit Solutions is definitely the best credit repair company in town. My credit scores shot up since I started working with them.
Rebecca Aguilar
Rebecca Aguilar
2022-10-12
Needed to repair my credit so I could buy a house, reached out to Optimum Credit Solutions. Within a month my credit was up high enough to get approved. I highly recommend if you need credit repair services.
Kennadi Forshey
Kennadi Forshey
2022-07-12
Awesome credit repair services. Optimum Credit Solutions got my scores up 80 points within a couple of months. Very nice and courteous.
Donovan lee
Donovan lee
2022-07-10
Optimum credit solutions was a great credit repair company highly recommend them to anybody needing their credit fixed.
Therese Johnstone
Therese Johnstone
2022-07-08
Very great company Highly recommend Optimum Credit Soulutions to anyone needing credit repair!
erin Forshey
erin Forshey
2022-07-06
Very great company highly recommend to anyone needing credit repair
Lucas Forshey
Lucas Forshey
2022-07-01
Great company
Jennifer Forshey
Jennifer Forshey
2022-07-01
Really good credit place I highly recommend them
Morgan Belt
Morgan Belt
2022-07-01
Thanks to this business great company for credit solutions
Kinsley Phillips
Kinsley Phillips
2022-06-23
Anyone needing credit repair this would be the best company to choose Really just a great credit repair company.

Credit Counseling Services

The benefits to our
credit repair services!

Free Credit Counseling Consultation

First we get an understanding of your credit goals to best fit your needs. We will gather basic information on what needs to be done with your credit and your overall goals.

CREDIT REPORTS

We get your credit reports from Equifax, TransUnion, and Experian. A credit repair specialist will review the reports and analyze them. Erroneous negatives, questionable and unusual items will be flagged. This is where credit repair begins.

Credit repair planning

Wе wіll analyze your еxіѕtіng credit reports and give уоu a step-by-step credit analysis so we know the best steps to increase credit scores. We design thе rіght program to fіt your nееdѕ аnd gоаlѕ.

24/7 Portal access

While our credit solutions company is increasing your credit scores, you’ll have access to our 24/7 client portal where monitoring your credit repair progress is easy.

Fix Your Credit Scores

When the negatives are removed, our credit solution experts work to improve your credit scores.
You will get help to establish a good credit history using credit lines and trade lines. These will have a positive impact on your credit scores.

Credit Repair Law

By law, the credit bureaus, creditors, and collectors have 30 days to investigate disputes. We follow-up to make sure they investigated. When they conclude their investigations, we follow-up to challenge, dispute, or correct as many times as is necessary.

Credit Solutions - FAQ - Best Credit Repair Services

There are many legitimate credit repair companies in the industry. Unfortunately, as with all industries there is some bad business going on and not to be trusted for your needs when looking into what services they offer credit repair should always come down transparency. Credit repair services promising quick fix will just end up making things worse. Instead find an honest trustworthy provider who can actually help you solve your problem without breaking the bank or taking advantage of people

Credit repair is a tedious process that requires patience and commitment. You’ll need to do things like getting an unsecured credit card, making on-time payments while you remove negative items from your report – similar as how someone might work towards weight loss through exercise or diet changes find ways of increasing physical activity in order not only build up good habits but also maintain them long term.

If you want to maintain good credit, the first step is ensuring that your bills are paid on time and in full each month. You should also strive for higher limits as well so if there ever arises an emergency situation with no money available (which has happened before), then this won’t hurt too much financially! One thing I’ve found helpful is speaking with a credit solutions company – they can help dispute any negative items on your report that’s keeping your score down.  Establishing more good payment history is also a must, the more good payment history revolving every month the better. Finding the best credit building credit cards is essential. 

Optimum Credit Solutions

We’re Helping people increase credit scores all over Virginia Beach!